At David Winter Independent Financial Advisers Ltd, we not only have over 40 years experience, we also have the very latest technology that enables us to access the whole of the market to obtain the best rates and products for our clients.

Positive About Protection

Most of us want to ensure that we and our families are financially secure if we become seriously ill or die. This is where life and critical illness cover is important. Life assurance can provide a guaranteed death benefit if a claim occurs during the period of insurance and can be set up for a specified period of time (term assurance) or for the whole of your life (whole of life assurance).

Critical Illness cover provides for a lump sum to be payable in the event of diagnosis of most serious illnesses.

More than 100 companies provide life assurance and protection policies. This makes for a competitive market which can only benefit our clients. However, it can be difficult to decide which is the right cover for your circumstances and where to go for the best possible deal.


You must also remember that your need for life and critical illness protection is likely to change over time and it is therefore important to regularly review your circumstances and the levels of cover you have.

We offer advice on:

  • Life Insurance
  • Critical Illness Insurance
  • Income Protection Insurance
  • Business Protection
For more information please complete our enquiry form.